US Bank Altitude Go Card 2024 Review

Top benefits

The US Bank Altitude® Go Visa Signature® Card has a number of useful features, including bonus opportunities and an introductory 0% APR offer.

20,000 bonus points

As a new cardholder, you'll receive this sign-up bonus of 20,000 bonus points when you spend $1,000 in the first 90 days. Each point is worth $0.01, making this bonus worth $200. This is competitive with the best sign-up bonuses among credit cards that don't charge an annual fee.

SEE MORE: Best Sign Up Bonus Credit Cards

Up to 4 points per $1

With the US Bank Altitude® Go Visa Signature® Card you get:

• 4X points per $1 on dining out, takeout and restaurant delivery
• 2X points per $1 on groceries (excluding warehouses and discount/supercenters), as well as grocery delivery, gas, electric vehicle charging, and streaming services
• 1X points per $1 on other purchases

This card is intended for consumers who spend a lot on food because 4X points in this category are so good from what I've seen. While the additional bonus categories are nice perks, you could get 2% or more back in all of these areas on other rewards credit cards.

COMPARE MORE OPTIONS: Best Rewards Credit Cards

No annual fee

If you're sticking with no-annual-fee credit cards, this one is for you. This type of card works well for consumers on a tight budget or who don't spend a lot of money.

0% introductory APR for 12 billing cycles

This credit card offers an introductory interest rate of 0% for 12 billing cycles on purchases and balance transfers. Whether you're looking to pay off purchases over time or reduce credit card debt, this offer will help you save on credit card interest. Please note that the 0% introductory balance transfer APR only applies to balance transfers made within 60 days of account opening. A residual transfer fee applies: either 3% of the amount of each transfer or a minimum of $5, whichever is greater.

After the introductory phase, the regular annual interest rate of 17.74% to 28.74% (variable) applies. Try to pay off your entire balance beforehand so you don't get charged interest in the future.

READ MORE: Best 0% APR Credit Cards

$15 annual streaming credit

A unique benefit of the US Bank Altitude® Go Visa Signature® Card is a $15 annual streaming credit. To receive this credit, you must make eligible streaming purchases for 11 consecutive months. There are well over a dozen suitable streaming services, including Netflix, Disney+, Spotify, Hulu and SiriusXM.

Learn more: Best credit cards for streaming services

No foreign transaction fee

Some credit cards, especially cards with no annual fee, charge a 3% foreign transaction fee for international purchases. This is not the case with this US bank card, so it is a good choice to take with you when traveling outside the country.